Commercial property owners in the Fort Payne, AL area can contact the agents of Attain Insurance if they have any questions concerning weather damage and if it is covered by their commercial insurance policy. There are several aspects that must be considered when it comes to buying commercial or business insurance. They include liability, property damage, Worker’s Compensation, and many other types of insurance that are designed to protect the business owner from sustaining extensive financial losses if an accident or emergency happens. While many businesses can go several years without the slightest glitch, it only takes one strong storm to significantly damage a building and cause extensive loss.

Depending on the circumstances, most types of weather damage are covered under a commercial policy that covers property damage. If a building has been properly maintained and receives damage from high winds, large hail or wind-driven rain, the damages will be covered once the deductible has been paid. In most cases, the larger the premium paid on the policy, the lower the deductible. If a person chooses to pay a lower premium, the deductible will be higher. If the business owner expects to have weather damage covered, they need to make sure their policy covers property damage caused by certain natural events. Flood insurance is often added separately as its own distinct policy.

In Fort Payne, AL, business owners need to be able to talk to a reliable insurance agent if they have questions concerning commercial insurance and property damage coverage. Call the agents at Attain Insurance and have your current commercial policy reviewed and brought up to date to ensure you have the amount of coverage you need to protect your business and your livelihood.