If you have a classic car or plan to purchase one, you should learn more about classic car insurance and who is eligible for this type of policy. There must be certain criteria met to obtain this coverage, which is designed to protect classic car owners from losses and reimburse them for a set amount if there is a covered event.

Classic Car Insurance

Those who own classic cars generally must be licensed drivers for at least 10 years with a good driving record. Additionally, the vehicle should not be the primary source of transportation for the owner. In most cases, there is a strict mileage limit per year. Classic car insurance protects the occasional driver for local cruising or for a car show, etc. If you plan on obtaining classic car insurance, the underwriter will evaluate the vehicle and verify it’s value. The policy will reflect that value and pay only up to that limit. To find out more about classic car insurance options in your area, work an experienced insurance agency.

Get The Right Coverage

There are many ways to tailor a classic car insurance policy to meet your needs. The underwriter will generally need to set more terms and conditions, however, and will require documentation to ensure you follow the guidelines if there is a covered event. For example, you can’t race a classic car and still be covered by the policy. Your insurance professional will thoroughly explain all of the limitations before you make a purchase. Those who live around the Fort Payne, AL area can rely on Attain Insurance to give them the answers they need to make an informed choice.

If you own a classic car or vehicle, you should call or stop by Attain Insurance, serving Fort Payne, AL, for more details and information about coverage options.