Flood insurance can be invaluable in protecting your Alabama home against flooding. Floods are quite common in Alabama, putting you at risk of suffering extensive damage to your home or losing your valuable belongings. Flood insurance from Attain Insurance, Fort Payne, AL, can protect you against the damage that floods can cause. Here are just a few ways flood insurance can protect your home, belongings and financial assets.

Building Protection

Flood insurance protects your home against water damage to its foundation, walls, built-in carpeting, cabinets, built-in appliances, plumbing, electrical and HVAC systems and other structural components. It only takes a few inches of floodwater to devastate your home’s structure. Having flood insurance will enable you to recuperate your losses so you can recover from a flood disaster. Flood building coverage has a limit of $250,000.

Contents Protection

Flood insurance also provides content coverage that protects your belongings. This includes your clothes, furniture, artwork, electronics, sports gear and other possessions. If any of these items are damaged or destroyed in a flood, your contents coverage will cover repair or replacement costs, minus your deductible and up to the limits of your policy. You can purchase contents coverage for up to $100,000 to protect your valuables.

Protection Against Financial Loss  

By compensating you for damage to your home and loss of personal property, flood insurance can keep you from financial loss. Flood waters can cause extensive damage to a home and destroy everything you own in a relatively short amount of time. Without insurance coverage, you may never recover from a flood disaster. Flood insurance gives you a chance to recuperate from your loss so you can move on. 

To purchase a flood insurance policy for your Fort Payne, AL abode, call or visit your Attain Insurance agent today.