Car insurance is crucial if you’re driving in Fort Payne, AL. However, understanding the various types of coverage can be complicated. Attain Insurance simplifies the different types of auto insurance coverage, giving you the knowledge to make wise decisions on safeguarding yourself and your car while driving.

1. Liability Insurance

In almost all states, you must have liability insurance which pays for damages to other people’s property or medical expenses if you are responsible for an accident. However, it does not cover any damage to your vehicle. Nevertheless, it is essential as it offers vital protection from damage to third-party belongings.

2. Collision Coverage

If you get into a crash with another car or object, collision coverage is insurance that covers any damages to your vehicle. Although you can choose whether or not to get it, if you’re financing or leasing your car, the lender may make it mandatory.

3. Comprehensive Coverage

You can get comprehensive coverage, which will pay for damages to your car that result from non-collision incidents such as theft, vandalism, weather damage, and animal collisions.

4. Personal Injury Protection

In Alabama, you can purchase Personal Injury Protection (PIP) insurance, which can cover medical expenses and lost wages for you and any passengers involved in an accident.

5. Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage can be useful if you are involved in an accident with a driver who either lacks sufficient insurance to pay for the damages or has no insurance. This coverage helps cover expenses such as property damage, lost wages, and medical bills.

Understanding the different types of auto insurance coverage can help you make informed decisions in Fort Payne, AL. Contact Attain Insurance to discuss your situation and find the right auto coverage for now and the future.