Do you own an RV that you only use for a few months of the year and store it when not used? Either way, you’ll also want some coverage in place in the off-season. Here are some reasons why they are brought to you by the agents at Attain Insurance in Fort Payne, AL.

Claims Can Be Necessary Any Time of the Year

Planning ahead to have coverage even during the off-season is a wise move to protect your RV investment. Some situations when your insurance can be invaluable include:

• Vandalism and theft of your recreational vehicle can occur even when it’s stored in a secure place. Without protection, you may face costly repairs and replacements that you’ll have to pay for.
• Devastating incidents like hail damage, flooding, and high winds from storms can result in high repair costs that you’ll have to cover without a policy. This is a real risk if you store your RV outdoors.
• Damage can occur with indoor storage, such as the facility or your storage area catching fire. Should your RV get burned, homeowner’s insurance won’t cover it, but a supplemental fire policy will.

Additional RV Coverage Options

In some situations, it’s possible to carry storage-only insurance, which is known as a Storage Option policy for recreational vehicles. This coverage picks up costs related to vandalism, falling objects, animal damage, theft, and weather-related losses, but not for collisions. This could be a good policy option if you store your RV for a long time.

Get the Right Insurance Coverage Year Round for Your RV

RV insurance is invaluable if you want coverage off-season, year-round, or both. Contact Attain Insurance in Fort Payne, AL, today for more information and to discuss what policies will best suit your needs.