If you own an older vehicle in Fort Payne, AL, that you use only for special occasions or display in dedicated shows, you may be eligible for classic car insurance. These vehicles still need protection against unforeseen events. Attain Insurance can help you determine if your vehicle qualifies for the classic car designation and assist you in saving on your premiums.

Qualification Extends Beyond Just Cars

Classic car insurance isn’t limited to cars. Other vehicles can also qualify for this type of insurance. Definitions vary among insurers, but many different types of vehicles can qualify for insurance purposes. These include:

• Antique tractors
• Military vehicles
• Classic trucks
• Muscle and race cars
• Vintage and antique cars
• Classic motorcycles
• Exotic cars
• Car kits and replicas
• Some limited-edition vehicles

There’s also a distinction between classic and antique vehicles. Classic vehicles are generally at least 20 to 25 years old, while antique vehicles are at least 45 years old. However, depending on the insurer, you’ll find different parameters and definitions.

Why Classic Car Insurance is Beneficial

The advantage of classic car insurance is that owners generally pay less to protect their vehicles, even though they may have a higher value than modern cars. These lower premiums are because classic vehicles have a lower risk of damage in an accident because they are rarely on the road. Consequently, many policies limit how many miles you can drive these vehicles. Classic car policies also include provisions for rehabilitating and storing your vehicle.

To learn more about how classic car insurance can benefit you, contact the experts at Attain Insurance, serving Fort Payne, AL. Our agents will be happy to explain your coverage options.