Three Common Home Insurance Claims

Having home insurance in Fort Payne, AL is something that most people understand they need. After all, for most people, your home is the largest investment you will ever make. While you hope you will never have to file a claim, having the peace of mind that you can is quite beneficial. 

The fact is, a standard homeowner’s insurance policy can help protect the structure of the home, as well as everything inside from a number of man-caused and natural issues. Learn more about the most common home insurance claims seen at Attain Insurance here. 

Water Damage

During the winter, freezing temperatures can result in burst or leaking pipes if they are not properly insulated. The good news is, that this type of water damage, as well as damage caused by ice storms and rainwater, is usually covered by a typical home insurance policy. 

The best way to avoid water damage in your home is to take preventative steps. Make sure there are no leaks and keep all your exposed pipes insulated when it is cold out. 

Theft

There is not anything quite as rattling as returning home at the end of a day to discover someone has broken into your home. If you have been a victim of theft, then you have recourse thanks to your homeowner’s insurance policy. 

To make sure you can get what your property is worth, be sure to document your possessions. This will make the claim process for this much easier. 

Fire

Even though a fire is not the most common type of claim, it is one that can be the most expensive. Regardless of the type of fire, you can get help from your homeowner’s insurance policy if this type of disaster strikes. 

If you need more information about your homeowner’s insurance policy or what it covers, contact the staff at Attain Insurance serving the Fort Payne, AL area today.