Types of RV insurance in Fort Payne, AL

RV ownership is at an all-time high.

Over 11 million U.S. households now own a recreational vehicle, according to Go RVing. In a 2021 study conducted by a market research firm, Go RVing concluded that this ownership has risen 26% over the last decade.

Attain Insurance wants to help you protect your investment. Serving Fort Payne, AL, the agency explains different motorhome options in order to find you the RV insurance coverage that’s right for you.

Fifth Wheels & Trailers

Since it doesn’t have a motor, towable trailers and RVs are typically less expensive to insure. Yet, this also means coverage is limited. While you may opt for full coverage or just liability, most accidents and other on-the-road issues are excluded. These would be part of your towing vehicle’s policy.

Motorhomes

All motorized vehicles are not created equal. Based on size, cost, and quality, motorhomes are often categorized into one of three classes. Regardless of whether it’s a Class A, B, or C, motorhomes require the same insurance as other vehicles on the road. At minimum, this includes comprehensive and collision coverage. Liability should also be standard. At minimum, ensure any policy you choose has these protections.

Full-timers

If you live in a recreational vehicle, you are considered a "full-timer." This status calls for a specific type of insurance. These policies are often much more similar to homeowner’s or renter’s plans. If belongings are damaged, destroyed, lost, or stolen, personal protection kicks in. Loss of use is also important. This will repay any expenses incurred if you must temporarily relocate.

Find an agent in Fort Payne, AL

Attain Insurance is ready to help you hit the open road. Their professional agents are skilled at finding the right plan to protect you on your travels. Call today.