HOW CAN WE HELP YOU?

Call IconClick to Call
Attain Insurance

611 Gault ave S
Fort Payne, AL 35967

Mobile Map IconGet Directions

What Factors Should I Look for When Buying My First Auto Insurance Policy?

Posted on by agentinsure

If you have purchased or were gifted your first car, you will need to obtain auto insurance on that vehicle. But this can be overwhelming at times. There are so many different things you need to know about auto insurance and so many companies to select from. Learning what you need to look for when buying your first auto insurance company can help guide you through the process and help you find the right policy. Here are a few of the things you need to look for as you buy your first auto insurance policy.

Policy Limits

One of the things that you carefully need to pay attention to when buying your first auto insurance policy is the policy limits that are in place. Every state has a mandated minimum amount. However, that does not mean that that is the amount of coverage you need. A great insurance agent or broker can help you determine how much coverage you need.

Deductible Amount

Another key factor to pay attention to is what the deductible amount is on any given policy. If you are involved in an accident, the deductible amount is the amount you will have to pay out of pocket. If you don’t have a lot of money, coming up with a $1,000 deductible may be impossible. As such, you want a lower deductible that you can afford to pay. However, keep in mind, the lower the deductible, the more you will pay in auto insurance.

Policy Price

The last factor to keep in mind as you shop for auto insurance is the policy price. This is how much you will pay for the policy. Most policies are six to 12 months in length. Most companies will allow you to pay on a monthly basis. Always compare prices to ensure you are not overpaying for your policy.

If you are looking to obtain an auto insurance policy, let Attain Insurance in Fort Payne, AL help. We can help you find the right auto policy for your needs, regardless of whether this is your first time buying auto insurance or you’ve purchased several policies in the past. Give us a call today to get started or to obtain a free price quote.